In this section we will review in
detail the process of Debt Settlement. We will identify why
it works so well for the vast majority of people. We will also
show why Easy Debt Settlement is your best choice to resolve
your situation.
If at any time you feel you have read enough and want to contact
us, simply pick up the telephone and call the 800 number at
the top right. One of our friendly counselors will be pleased
to help you with a FREE, no obligation chat about your specific
situation and to ascertain if indeed we are your best option.
Alternatively, you can complete a simple form giving us a few
basic facts on a totally confidential basis and we will contact
you.
Click
Here NOW for a FREE Debt Consultation
Each of the other methods people sometimes consider is far inferior
when compared to Debt Settlement. You may look at the reasons
why they are inferior by going to that particular section in
the Navigation Menu on the left of this page. That will explain
in depth why these alternatives are very likely not a good choice
for your situation. This can be confirmed by a no charge, no
obligation consultation with one of our Financial Councilors.
Here we will take you through the Debt Settlement process and
show you how it works fairly quickly. If you want to look at
it in more depth then you will be offered that opportunity further
down this page.
On the other hand if you want to ask questions specific to your
situation then just give our office a call for a no obligation,
no charge consultation.
How much can you save?
With Debt Settlement we can save you a lot of money on what
you owe, typically you will only pay 20% to 60% of the total
amount of the debt you owe. This can save you thousands of dollars.
What type of debts can I clear this way?
We deal only with Unsecured Debts. This includes things like:
- Credit Card Debt Settlement
- Judgments
- Professional Fees
- Unsecured Lines of Credit
- Repossessed Vehicle Loans
- Dental Bills
- Unsecured Bank Loans
- Collection Agencies
- Merchant & Store Cards
- Creditor Law Suits
- Judgements & Liens
- Hospital & Medical Bills
Some debts we do not deal with:
- Any loan secured by property
- Most student loans
- Mortgages / Home Loans
- Unsecured debts totalling less than $6,000
How do we do it?
We work for you! We first of all help you to accumulate a
“freedom fund” by you storing money on a monthly
basis in an amount that you can comfortably afford.
Once sufficient funds are accumulated we will negotiate with
one or more of your creditors. Our negotiation experts will
apply subtle tactics and pressure on your behalf to secure
a settlement substantially lower than the actual amount you
owe.
We normally pay off one bill at a time. As needed you are
involved in the process with us so that you understand and
accept what is going on. The bulk of our fees are earned as
we go and are paid from the money we save you in the negotiation
process. You win and we win because the more we save you the
more we make. We are basically paid on our performance.
How long does it take?
Using this method you will become debt free much faster than
with any of the other methods and without the negative consequences
of bankruptcy.
Our program is an honorable way for you to resolve your obligations
to your creditors and STILL substantially reduce your debt.
Compared with many other programs we can get you out of debt
for HALF the money in HALF the time.
100% Customer Service Guarantee!
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Here NOW for a FREE Debt Consultation
We are committed to eliminating the burden of debt from your
shoulders and helping you to have a successful debt free life.
However it’s a two way street – you have to do your
part by making your monthly payments into your “freedom
account” as agreed between us.
We also offer you ongoing coaching to educate you in how to
prevent getting into this situation again. Once you have finished
the program with us we offer you ongoing help and advice for
life at no charge. This is called our Fresh Start Program
and is available to all clients that successfully complete
the Debt Settlement program.
Our guarantee is as follows:
If you do your part here is our commitment. If, during your
first 6 months with us in the Debt Settlement program we are
unable to resolve a customer service issue for you, we will
gladly refund your entire administrative fee.
We also have a money back guarantee. If we are unable to negotiate
a settlement with your creditor we will gladly refund all
of your money including any administrative fee.
We are committed to your success in becoming debt free –
are you?
We have been in the debt business for almost two decades.
We have offices throughout North America and our personnel
are totally dedicated to our clients, their satisfaction and
their Debt Relief.
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Here NOW for a FREE Debt Consultation
Here’s a quick Debt Settlement example:
Let’s just walk you through a quick example so that
you can see that this all makes sense for your debt situation.
Say you owe $25,000 on 5 different Credit Cards and that each
of them has a balance of $5,000. You’ve been making
the minimum payments of on average $500 per month. To do this
you’ve been making sacrifices along the way only to
see the amount you owe stay the same or even increase due
to late fees or over limit penalties.
What happens if you don’t send in that $500 per month
and instead you put it into a savings account?
The first thing that happens is that your telephone will start
ringing and your creditors will want to know when they are
going to their monthly payment. Often they are not very nice
about it and it gets worse the further behind you fall. However,
there are several simple techniques for dealing with creditors
who try to harass you. Providing you follow our advice and
a few very simple instructions most of these type of nuisance
calls can be stopped.
At the optimum time one of our expert negotiators will contact
your creditor, inform them of your hardship and advise them
of your intent to “settle” the account. The timing
of the contact varies according to how late you are on the
debt and how much you have accumulated in your “freedom”
account for settlement. It’s not an overnight thing.
Sometimes we will have to negotiate for 5 or 6 months to get
an agreeable settlement. Let’s just say three more months
have passed. Over a total of 4 months you have accumulated
$2,000 in your “freedom” account, because you
have not been sending regular payments to your creditors you
are able to do this.
About this time one of your 5 creditors decides to deal and
they accept a 50% settlement, providing payment is made within
30 days. You have another month to work with so you will have
the $2,500 in your “freedom” account by then.
Our expert negotiator obtains a written debt settlement offer
from your creditor and sends you a copy. You release the funds
from your “freedom” account, payable to the creditor.
The negotiator forwards the payment on your behalf and everything
is documented for your protection and nothing is left to chance
in the process.
Here’s what happened! You wiped out $5,000 worth of
debt for $2,500 and saved $2,500 in the process. After just
5 months your debt is now only $20,000 instead of the original
$25,000. You’ve got rid of 20% of your debt problem
in just 5 months.
In addition, you’ve made a closed situation out of an
open one. The $5,000 debt settlement we just made would have
continued growing and growing. Now you are in a situation
that your finished with that debt and it’s out of you
life forever.
If you play by the banks rules, after 6 months you will still
owe about $4,700. Do you want to owe $4,700 or ZERO? You can
now see how the power of this program working on your behalf
gives incredible results very fast.
“What about the other four debts?” you say. Good
question and one which it’s important you understand
the answer to. The debt settlements are made ONE AT A TIME,
based on your ability to put a certain amount into your “freedom”
account each month. Your negotiator advises the other four
creditors of your settlement with the first creditor, when
it is appropriate – and to encourage the other creditors
to cooperate.
The other creditors have to WAIT THEIR TURN.
Using this method it will take just 25 months for you to be
totally debt free. ($25,000 cut in half by 50% settlements
is $12,500 paid at a rate of $500 per month).
So in the above example, in just over two years the client
is totally debt free and without spending any more money than
they were paying in minimum installments!
To be fair the above example is simplified and ignores some
complexities that may arise, BUT the basic math is still the
same. If our negotiator can get you settlements of 35% (which
is fairly common) then the whole thing is completed in just
18 months.
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Here NOW for a FREE Debt Consultation
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